Choosing an Uber ride for transportation while traveling or within your local community is a convenient and comfortable option, available with a simple swipe of an app. Fortunately, most Uber rides are uneventful and passengers arrive safely at their destinations. But when an Uber accident in Cherry Hill or the surrounding region occurs, injury victims may find the laws for recovering compensation for their financial losses and pain and suffering bewildering. How do you navigate an Uber accident case in New Jersey? The state’s no-fault insurance laws require drivers to make claims against their own insurance policies after an accident, but where does that leave an Uber passenger, a pedestrian hit by an Uber vehicle, or another driver in a collision with an Uber car?
If you or a close family member were injured in an Uber accident in Cherry Hill, you shouldn’t take on this uniquely complex accident claim without an assertive accident attorney on your side. Call the Uber accident lawyers in Cherry Hill at Cuneo & Leonetti today so we can navigate the best way forward for your compensation claim.
Why Choose Us for Your Uber Accident Lawyers in Cherry Hill?
The attorneys at Cuneo & Leonetti have decades of experience navigating car accident claims in Cherry Hill. We have a track record of success for our clients, including recent settlements like a $550,000 verdict for a back injury in a New Jersey car accident case and a $300,000 settlement in a rear-end accident claim. Our firm offers the following advantages for your New Jersey Uber accident claim in Cherry Hill:
- A free case consultation and no fees until we recover your compensation
- Attorneys ranked in the National Trial Lawyers Top 100
- A resolution-based approach to work toward obtaining your compensation through a large settlement
- The trial experience that gives our team the edge in court should a lawsuit become necessary to recover your damages
- Detail-oriented, personalized representation for every client
David Cuneo is a New Jersey Supreme Court Certified civil trial attorney, and Mark A. Leonetti is an experienced trial attorney respected in the legal community for his assertive representation of injured clients.
Recovering Compensation After an Uber Accident
New Jersey has a no-fault insurance system that compels accident victims to file claims against their own insurance companies. However, as an injury victim in an Uber accident, you’re entitled to recover compensation through the special rideshare insurance that Uber requires their contracted drivers to carry. Uber distances itself from liability in rideshare accidents by maintaining its status as an app creator and marketer that only provides contracted drivers an app to connect with passengers. Instead, insurance companies provide a uniquely structured coverage plan for rideshare drivers.
After an Uber accident, you can file a claim for compensation for common damages, but not only is this type of claim challenging due to the tiered levels of rideshare insurance plans, but insurers commonly dispute claims and offer insufficient settlements. A Cherry Hill personal injury attorney from Cuneo & Leonetti is ready to aggressively defend your rights and best interests against common insurance company tactics to lowball or deny claims.
What Are Uber and Lyft’s Insurance Requirements?
Uber’s rideshare insurance coverage depends on the stage of the rideshare when the accident occurred.
- When an Uber driver uses their vehicle for personal purposes, their standard New Jersey auto insurance coverage is in effect
- When the driver turns on their Uber app to wait for a booking, the lowest coverage takes effect with $25,000 in property damage, $50,000 per person for injuries, or $100,000 total available per accident
- When an Uber driver books a passenger and drives to the pick-up location and throughout the rideshare with the passenger until drop-off, the top level of coverage takes effect with up to $1 million per accident
Uber and Lyft drivers must carry rideshare insurance, however, the different levels of coverage incentivize insurers to dispute claims by denying that their policy was in place when the accident occurred. It’s always best to have an accident attorney behind your claim for compensation after an Uber accident in Cherry Hill.
What to Do After an Uber Accident
After an accident, the scene is often chaotic and confusing, especially if you or a loved one suffered serious injuries. You may be too injured to do anything other than wait for help, but by using your cell phone’s tools—or asking an uninjured person nearby to use them for you—you can take the following steps to protect yourself:
- First, move to a safe location if you’re able to move safely, and call 911 to request help
- Give reasonable first aid and comfort to any other injured victims
- Use the in-app tools on your Uber app to report the accident to Uber
- Take photos of the damaged vehicle(s) and the accident scene
- Take a photo of the driver’s identifying information
- Take photos of any visible injuries
- Go directly to the hospital from the accident scene
- Ask for a complete medical evaluation and a detailed report of your injuries, treatment recommendations, and prognosis
- Gather the police report, medical report, and copies of medical bills and related expenses, including lost income, and call Cuneo & Leonetti before you speak to insurance representatives
Insurance companies often reach out to Uber accident victims very soon after the accident with a low settlement offer before the victim knows the full extent of their damages. By accepting a lowball settlement, you give up the right to a lawsuit later.
What Types of Damages are Recoverable?
Injuries in an Uber accident may be mild or severe, but all injury victims have the right to compensation for damages such as the following:
- Past and future medical expenses
- Past and future income loss
- Diminished earning capacity due to disability from the accident
- Pain and suffering compensation in some cases, as well as other non-economic damages that might apply like disfigurement, PTSD, and loss of enjoyment of life
Your Uber accident attorney in Cherry Hill will carefully calculate the damages that apply to your case to maximize the amount you recover.
Call Cuneo & Leonetti for a Free Consultation on Your Case
No one should have to take on one of the most challenging types of accident claims alone while also trying to recover from an accident. Call a Cherry Hill car accident lawyer at Cuneo & Leonetti today so we can begin working toward prompt action in your claim.